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Group Disability Insurance

Our broad range of products and service solutions help provide income protection, maximize productivity, and minimize administration for employers of all sizes. For more information, please contact your broker.

Disability Products and Services

MetLife offers solutions to help protect employees' income when they need it most.

These options can replace a portion of employees’ income until they can return to work.

  • Short Term Disability (STD)1?and Long Term Disability (LTD)
  • Salary Continuance, Administrative Services Only (ASO) and Advice-to-Pay (ATP)2
  • Statutory Disability and Paid Family Leave3
  • LTD Reserve Buy-Outs
  • Individual Disability Insurance (IDI) / LTD Integrated Solution

Absence & Leave Management

Administering absence and leave management can be challenging and time consuming for any business. Our focus is helping reduce your risk and simplifying administration. Whether your company is large or small, count on us to deliver the right solution for your organization.

Total Absence Management.SM?Integrated absence management solutions to help ease the impact on your workload and simplify employees’ process for absences such as FMLA leaves, similar State leaves, and company leaves (like jury/witness duty, military, bereavement, medical, etc.).4

FMLAssistSM?complements your FML administration by helping to alleviate the burden associated with failing to comply with the FMLA by leveraging our expertise for all or some of your employees’ Family Medical Leave (FML) needs.5

Well-being Programs

A coordinated approach to help employees stay healthy.

Disability Health and Wellness Connection promotes employees' use of their medical carrier and existing disease management and wellness programs to drive healthier behaviors. This can lead to a more health conscious workforce, reduced absences, earlier return to work, and potentially lower incidences of disability.

  • EAP Referral
  • Disease Management Coordination
  • Data Sharing6
  • Trends and Analysis Reporting
  • Online Disability Consumer Educational Resources
Information for Employees

If you’re an employee, get the information you need to make disability insurance decisions