1?Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.
2?Based on internal MetLife analysis. Negotiated fees refer to the fees that participating dentists have agreed to accept as payment in full for covered services, subject to any deductibles, copayments, coinsurance and benefit maximums. Negotiated fees are subject to change.
3?A copayment or coinsurance applies to many covered procedures and varies by procedure.
4?MetLife TakeAlong Dental is not COBRA coverage and does not affect any employer obligation to provide COBRA coverage.
Availability of products and services is based on MetLife’s guidelines, group size, underwriting and state requirements.? Like most insurance policies and benefit programs, insurance policies and benefit programs offered by Metropolitan Life Insurance Company and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.
Group dental plan/program benefits featuring the MetLife Preferred Dentist Program are provided by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166.
Dental managed care plan/program benefits are provided by Metropolitan Life Insurance Company, a New York corporation in NY. Dental HMO plan/program benefits are provided by: SafeGuard Health Plans, Inc. a California corporation, in CA; SafeGuard Health Plans, Inc. a Florida corporation, in FL; SafeGuard Health Plans, Inc., a Texas corporation, in TX; and MetLife Health Plans, Inc., a Delaware corporation, and Metropolitan Life Insurance Company, a New York corporation, in NJ. The Dental HMO/Managed Care companies are part of the MetLife family of companies. “DHMO” is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: “Specialized Health Care Service Plans” in California; “Prepaid Limited Health Service Organizations” as described in Chapter 636 of the Florida statutes in Florida; “Single Service Health Maintenance Organizations” in Texas; and “Dental Plan Organizations” as described in the Dental Plan Organization Act in New Jersey.
Availability of MetLife TakeAlong DentalSM is based on MetLife’s guidelines, group size and state approvals. Contact your MetLife representative for complete details. MetLife TakeAlong Dental is not COBRA coverage and does not affect any employer obligation to provide COBRA coverage. Certain administrative services are provided through Careington Benefit Solutions, Frisco, TX (Careington). Careington is not affiliated with Metropolitan Life Insurance Company or its affiliates. Please contact MetLife for costs and complete details. In certain states, availability of MetLife’s individual dental product is subject to regulatory approval.