Cautionary Statement on Forward-Looking Statements and Non-GAAP Financial Information

The forward-looking statements in this presentation, such as “continue,” “ongoing,” and “position,” are based on assumptions and expectations that involve risks and uncertainties, including the “Risk Factors” MetLife, Inc. describes in its U.S. Securities and Exchange Commission fi-lings. MetLife’s future results could differ, and it has no obligation to correct or update any of these statements.

The presentation may also contain measures that are not calculated based on accounting principles generally accepted in the United States of America, or GAAP. Parts of this presentation (or, if this is a presentation at a conference, other presentations or materials at this conference), the Investor Relations portion of MetLife's website (www.cntuke.com), or other parts of that website include information on non-GAAP -financial measures.